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Legal

Terms

By signing in to or using KHMYS you agree to these terms.

Last updated October 21, 2026

On this page

  1. What KHMYS is
  2. Your account
  3. Accuracy
  4. Third-party services
  5. Availability and changes
  6. Liability
  7. The demo
  8. Contact
On this page
  1. What KHMYS is
  2. Your account
  3. Accuracy
  4. Third-party services
  5. Availability and changes
  6. Liability
  7. The demo
  8. Contact

What KHMYS is

KHMYS is a tool for seeing and organising your own spending. It is not a bank, and it does not move money, give financial, tax, investment or legal advice, or provide credit.

Your account

  • You sign in with Google and are responsible for activity under your account and for keeping any API keys you create secret.
  • Only connect accounts you are entitled to access, and only enter data you have the right to use.
  • Do not attempt to access other people’s data, disrupt the service, or probe it for weaknesses outside the reporting route on the Security page.

Accuracy

Balances and transactions come from your banks through Plaid or from files and entries you provide, so they can be delayed, incomplete or wrong. Categories, budgets, projections and other figures are estimates for your own planning. Check important numbers with your institution.

Third-party services

Sign-in uses Google, and bank connections use Plaid. Their own terms and privacy policies apply to those services.

Availability and changes

KHMYS is provided as is, without a promise of uninterrupted availability or that it is free of errors. Features may change or be withdrawn. These terms may be updated, and the date above shows the latest version.

Liability

To the extent permitted by law, KHMYS and its developer are not liable for losses that result from using, or being unable to use, the service, including decisions made using its figures.

The demo

demo.khmys.com is a read-only illustration with fictional data. Nothing there is real financial information.

Contact

For help with KHMYS, email [email protected].

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